BloomCU LLC Terms & Conditions

for Life Credit Union


This agreement (“Agreement”) is entered into by and between Life Credit Union, charter number 67689 (“Client”), and BloomCU LLC, located in Utah, USA (“BloomCU”), for Client to receive products and services from BloomCU. The acts of providing these products and services shall be referred to as “Services”. Further Services details can be found in the proposal (“Proposal”) that correlates with these Terms and Conditions. The Proposal combined with these Terms and Conditions constitute the Agreement.


Client cannot transfer this Agreement to anyone else without BloomCU’s permission. This Agreement stays in place and need not be renewed.

Attribution (e.g., Link to

Client grants BloomCU the privilege of placing a link in the footer of Client’s website that links to BloomCU’s website. (For example, a link that says, “Design by BloomCU,” which links to

Authority to Enter Agreement

As BloomCU’s customer, Client has the power and ability to enter into this Agreement on behalf of Client’s company or organization.


Client guarantees to BloomCU that all text, graphics, photos, designs, trademarks, or other elements Client provides BloomCU for inclusion in the website are either owned by Client or Client has permission to use them.

Before Client makes final payment to BloomCU, BloomCU owns all Services developed for Client. When Client makes final payment to BloomCU, copyrights are automatically assigned as follows:

  • Client owns graphics, designs, visual elements, and text that BloomCU creates for Client for Services. BloomCU reserves the right to use similar design patterns and elements on other websites and projects.
  • BloomCU owns all source code developed by BloomCU and grants Client a nonexclusive license to use BloomCU’s source code for the agreed Services and price (see Proposal for pricing details). Client may not resell or redistribute source code developed by BloomCU. If Client wants exclusive ownership of source code developed by BloomCU, a separate agreement must be signed by BloomCU and Client explicitly defining ownership rights.
  • For all open-source code (e.g., WordPress), refer to the appropriate open-source license for ownership information.
  • All third-party content is owned by the third party.

BloomCU will give Client a copy of necessary files. Client should store files carefully, as BloomCU is not required to keep them or provide any native source files that BloomCU used to create them. Unless owned by a third party, Client also owns text content, photographs, and other data provided by Client.

BloomCU reserves the right to display and link to Services as part of BloomCU’s portfolio and to write and talk about Services in website content, articles, books, blogs, podcasts, and all other forms of media.


BloomCU is not liable to Client or any third party for damages, including lost profits, lost savings, or other incidental, consequential or special damages arising out of the operation of or inability to operate this website and any other web pages—even if Client has advised BloomCU of the possibilities of such damages.

Confidentiality & Data Ownership

All data related to BloomCU is the exclusive property of BloomCU and no data shall be utilized by Client or others without the express written permission of BloomCU.

Data related to Client or its members is the property of Client and such data shall be utilized by BloomCU only to support Client needs. However, Client gives BloomCU permission to use Client’s website data anonymously to improve BloomCU’s services.

If BloomCU encounters any confidential information or data pertaining to Client or members of Client (e.g., online banking usernames), BloomCU shall treat such information or data as strictly confidential.

Email Satisfies “In Writing” Requirements

When a provision of this Agreement requires a communication to be given in writing, email is sufficient to satisfy the requirement.

Force Majeure

A party shall not be liable for any failure of or delay in the performance of this Agreement for the period that such failure or delay is due to causes beyond its reasonable control, including but not limited to acts of God, war, strikes or labor disputes, embargoes, government orders or any other force majeure event.

Governing Law

This Agreement shall be governed, construed, and enforced in accordance with the laws of the State of Utah, without regard to its conflict of laws rules.


The headings of this document are provided for convenience only and are not contractual or legally binding in any way.


If Client does not use a hosting service approved by BloomCU, then Client completely indemnifies and releases BloomCU of all liabilities, claims, lawsuits, losses, and damages. BloomCU must witness its approval in writing.


Client agrees to and shall indemnify and hold harmless BloomCU, its employees, agents, and subcontractors, from and against all claims and lawsuits brought against BloomCU or Client by third parties, including reasonable attorneys’ fees and losses asserted against and alleged to be caused by BloomCU.


The Proposal and these Terms and Conditions contain the entire agreement of the parties with respect to the subject matter of the Agreement. This Agreement supersedes any prior agreements, understandings, or negotiations, whether written or oral. This Agreement can only be amended through a written document formally executed by all parties.


Details on pricing can be found in Proposal given to Client by BloomCU. BloomCU is happy to make changes to the timeline and scope of work for Services, but Client may be subject to additional billing.


If any provision of this Agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of remaining provisions.

Software Additions or Modifications

If Client adds or modifies software without approval from BloomCU (e.g., Client adds a WordPress plugin without approval from BloomCU), then Client completely indemnifies and releases BloomCU of all liabilities, claims, lawsuits, losses, and damages. BloomCU must witness its approval in writing.

Technical Support

BloomCU’s Technical Support service (aka tech support) covers ongoing website maintenance and bug fixes, but does not cover feature requests.

  • Definition of a “bug”: A bug is an error or fault that stops or interferes with the usability of a website or application, or causes an unexpected result. In other words, a bug is when a website is not functioning as it was meant to function, according to the functionality agreed upon during the wireframing and design process.
  • Definition of a “feature request”: A feature is an additional operation, a change of default functionality, or a request that was not part of the original design, implementation, or functionality that was agreed upon for a website or application. In other words, a feature request is when Client wants to change or add something to a website or application.

BloomCU may consider developing new features for a price or hourly rate agreed upon between Client and BloomCU.

If either party terminates ongoing technical support, Client does not pay BloomCU for ongoing technical support, or Client fails to pay within 45 days of an invoice, then Client completely indemnifies and releases BloomCU of all liabilities, claims, lawsuits, losses, and damages.

Termination of this Agreement

Either party may terminate Agreement at anytime. Notification must be given in writing 30 days prior to termination. Within 30 days of termination, Client must pay BloomCU for (1) all work done for Client and (2) all costs that came upon BloomCU as a result of Agreement. (For example, BloomCU may provide products or services for Client at a financial loss with plans to recoup costs through payments from Client over time.)


BloomCU has the expertise to perform Services requested by Client and BloomCU will carry them out in a professional and timely manner. BloomCU will endeavor to meet all the deadlines set, but is not responsible for missed deadlines (e.g., a website launch date) if Client is late in supplying materials or has not approved BloomCU’s work on time at any stage.

Client agrees to provide BloomCU with everything that BloomCU needs to complete Services, which may include text, images, fonts and other information as and when BloomCU needs it, and in the format that BloomCU asks for. Client agrees to review BloomCU’s work, provide feedback, and give approval in a timely manner and are bound by any deadlines that BloomCU and Client set together. Client is required to attend weekly meetings throughout the website design and development process. Client also agrees to keep to the payment schedule set out in the proposal.