No, it’s not the answer to the question, “What’s my routing number?” In fact, it’s not a frequently asked question at all. It’s a question people ask silently and you’ve probably never received an inquiry about it.

When it comes to financial products and services, consumers have lots of options. Personally, I use at least 12 different companies for my financial needs. Some I use for convenience, others for a great rate, and still others for specific functionality. Here they are:


1. Evansville Teachers FCU (ETFCU)
I became a member of ETFCU because their Vertical Checking account offers 3% APY on balances up to $20,000, which is one of the best savings rates I could find anywhere. Sadly, it’s been really hard to transfer money into the checking account, so I haven’t got much use out of it yet.

2. Venmo
Venmo is one of the easiest ways to transfer money to peers. I use it occasionally.

3. PayPal
PayPal is one of the easiest ways to pay for things online and I use it frequently.

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